Consumer Finance Assignments (subject to change)

Oct 14-15

Notes on mutual funds

  • Objective: Understand different types of mutual funds.

Oct 13

Quizlet: Chapter 16: Investing for the Future

  • Objective: List and define investment options
  • Join Quizlet class if you have not
  • You must complete the Learn section before taking the test. All terms must be mastered.
  • Take the test without other tabs or answers open.
  • Your test settings must be like the image below.
  • Send me an email with a screenshot of your tests score. It should look like the image below. Include your Quizlet username in the message. Use the subject, Quizlet 16.

Oct 12

Investments Check

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Do at least some research.
  • Invest all of your remaining money.
  • You need to diversify (spread your money around) and DON'T PUT ALL OF IT IN ONE COMPANY.
  • Spend about $5000-10,000 for each company you buy.
  • This means you should have approximately 10-20 companies in your portfolio.
  • Upload a screenshot of your portfolio in the form in Google Classroom.
  • You can do this by
    • You can use the Snipping Tool and save the image to the desktop.
    • Click the "prt scr" key which copies the computer's display. You must then save the image using Photoshop. Create a new file in Photoshop. Paste your image into it. Save it to the desktop as a jpg. Upload the file to the form.
    • Or you can take a picture with your phone save it send it to yourself and then use Add file in the form.
    • Chrome OS To take a screenshot on a Chromebook:
  • Go to https://www.marketwatch.com/games/lowry-consumer-finance-2026-2027
    Market Watch Portfolio

Oct 9

Unit 2 Written Test

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Use your notes

Oct 8

Unit 2 Handout in Google Classroom

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial market.

Oct 7

Quiz: How financial Markets Work

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom
  • Use your notes

Oct 6

Quiz Chapter 19 Terms

Finsih quizlet and 3rd stock purchase

Oct 5

Quizlet: Chapter 19 Investing in Mutual Funds, Real Estate and Other Choices

Invest in another company: Health Services

Oct 2

Go to Quizlet

  • Objective: List and define basic risk management terminology.
  • Chapter 19 Activities
  • Learn: https://quizlet.com/join-activity?code=A1T3CK
    • Access Code: A1T3CK
    • Use your real name, not a nickname
  • Flash Cards: https://quizlet.com/join-activity?code=AIY1WL
    • Access Code: AIY1WL
    • Use your real name, not a nickname
  • Test: https://quizlet.com/join-activity?code=AHRKD5
    • Access Code: AHRKD5
    • Use your real name, not a nickname

Oct 1

Join Quizlet using Invite in your Gmail

Complete Notes Worksheet

  • Objective: Increase understanding of financial markets
  • Complete questions on the front.
  • Show me when done.

Sep 30

Math Worksheet 50

  • Objective: Subtracting fractions
  • Must be done in class without your phone.

Sep 28-29

Notes: Unit 2 How financial Markets Work

  • Objective: Increase understanding of financial markets
  • Take notes on back of the worksheet.
  • Complete questions on the front.
  • Show me when done.
  • Notes Video 1
  • Notes Video 2

Sep 25

Article: Investing Advice

Sep 24

Quiz: Financial Planning

  • Objective: Understand how decisions affect financial planning
  • Use Notes
  • Complete in Google Classroom

Sep 23

Assembly: Shortened Classes

Article

  • 09-16-26 Article: Fed rate hike likely means more expensive credit cards and mortgages, but savers may rejoice
  • Complete in GC.

Sep 22

US Expenditures Chart in Google Classroom

Sep 18

Complete Budget and Charts

  • Objective: Develop a household budget
  • Together we will insert a chart that tracks your ending balances for each month.
  • Add another chart which plots the Actual Expenses for one of the months.
    • Add appropriate labels, you must have labels for the expenses, titles and formatting to change the chart from default settings
  • SUBMIT

Sep 14

Budgeting

  • Objective: Develop a household budget
  • Go over average expenditures, take notes to develop personal budget. Scroll down for video of notes
  • 2024 Average Household Expenses
  • Average Household Budget
  • Average Car Insurance Rates by Age and Gender
  • In Google Classroom open the budget file and begin creating your budget.
  • Only complete three months.
  • Input the budgeted items using the numbers we came up with in class.
  • You must use the income categories from your notes and/or the example budget below.
  • For the expense categories, follow the example. But if we covered an expense in class, it must be included.
    • Gas and oil, auto maintenance, renters insurance, subscriptions, medicine, savings, personal care, pets
  • Vary the actual numbers from the budget amounts.
  • For school related costs, go to the site of the college you think you will attend.
  • The beginning balance is what you think you will have in the bank when you graduate from high school.
  • The ending balance for one month is the beginning balance for the following month. This will be a formula.
  • The whole budget is linked together using formulas. So if your income is changed in September, it changes the ending balance for November.
  • FORMULAS:
  • Once you input all of the formulas for the first month you can then copy and paste them and the budget amounts to the next two months.
  • Vary the numbers for each month. This means your budget and actual amounts for food should not be the same for each month.
  • When all of the formulas are input, format the text and cells to change the appearance; make it look good.
  • Insert a chart that tracks your ending balances for each month.
    • The chart must have appropriate titles, labels, and formatting.

example budget

Sep 10-11

Notes: Unit 1 Financial Decisions

Sep 9

Video: How the Stock Market Works

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom
  • This is scheduled to post.

Video: What is a Stock Market Index by Wall Street Survivor

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom
  • This is scheduled to post.

Missing assignment reports

  • Get from the sub.

Sep 8

Notes: Unit 1 Financial Decisions

Sep 3

Find a possible career

  • Objective: Preparing to apply for a job (e.g., complete personal aptitude and interest inventories, performing a job search, developing a résumé, preparing for an interview).
  • Go to https://whatcareerisrightforme.com/
  • Video Explanation
  • If the site above is not working use this one, https://www.123test.com/career-test/
  • Others (NOT REQUIRED) https://www.truity.com/test/holland-code-career-test and https://www.bls.gov/ooh/occupation-finder.htm
  • Complete the questionnaire. Use as much detail as possible.
  • Select one of the career fields you are interested in.
  • Your results should look something like the image below.
    career
  • Use the Print Screen key to make a copy of your computer screen. It is usually located by the F12 key.
  • Open a new email and paste (CTRL+V) the screen print into the email.
  • Send an email to yourself with the information you have copied.
  • CC me on the email.
  • The subject should be, Career Aptitude Test Results.
  • Answer the following, does this match with something you would want to do? Why? Why not?

Sep 1-2

Finish Math Worksheet Page 34

  • Objective: Divide Decimals by Decimals

Invest in another company

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Video explanation
  • Find a certain sector of the economy and invest in a the company.
  • Go to https://www.marketwatch.com/ click on Dow and then sectors.
  • Select one of the industries to find companies that are in it.
  • Choose one of the companies to invest in.
  • Spend between $5000-$10,000.
  • http://www.marketwatch.com/game/
  • Copy and paste the following into your email. Answer each following the colon.
    • Sector/Industry Definition:
    • Company:
    • Sector/Industry:
    • Reason:
  • Send the email to respinola@hcsdnv.com.
  • Use the subject "Sector".
  • For the reason, you must specifically mention one item from the stock quote as a reason for making the purchase (DO NOT USE EPS OR PE)and why it makes it a good investment. Check grammar and spelling.

Aug 31

Article: CVS, Walmart and Walgreens ordered to pay $650.6 million to Ohio counties in opioid case

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • See directions in Google classroom

Math Worksheet Page 34

  • Objective: Divide Decimals by Decimals

Aug 28

Make second purchase in Market Watch

Aug 27

Quiz: Stock Quotes

Aug 26

Fix and resubmit Stock Quotes Research

Aug 25

DUE: Stock Quotes Research

Assignment: What is Stock Video

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • We will watch the brief video together and then you will complete a form in Classroom.
  • To turn on captioning. In Chrome click the 3 dots in the upper right, click settings, click Accessibility on the left, turn on Live Captioning.
  • https://youtu.be/7EUbrFLef7M?si=JBB0ej5lpRUozw87

Make first purchase in Market Watch

Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets

Aug 21-24

Stock Quotes Research

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • Research any company by industry, sector or trending stock.
  • Look up the quotes for five companies and record the information in the sheet in Google Classroom.
  • DO NOT change formatting in sheet.
  • Follow rules of English.
  • Video Explanation

Aug 21

IN CLASS: Go over stock quotes

Aug 20

IN CLASS: Go over stock quotes

Aug 19

Pretest

  • Take the pretest in Google Classroom.
  • Must be done at school.
  • Do not look up answers.

Complete registration for all required sites

Assignment: Market Levels

Aug 17-18

Course requirements/expectations

Student Syllabus Verification

Join Google Classroom

Register for Market Watch

Join Quizlet